Laybuy: Shop Now and Pay Later

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments.  Interest Free.

Here's how it works:

  • Proceed to checkout as normal and select Laybuy as your payment method.

  • Log in or sign up and complete your order in seconds.

  • Choose your payment day, view your schedule and select pay now.

  • You're done! Your items are on their way. Payments will be taken each week automatically.

Laybuy FAQs

How do I sign up?

Simply continue to checkout, select Laybuy as your payment option and you'll be taken to the Laybuy site to sign up. Or visit laybuy.com directly to create your account.

Who can use Laybuy?

Any New Zealand resident over the age of 18 with a valid debit or credit card. Before you can use Laybuy, you will need to provide them with your full name, residential address, email address and your mobile number for the credit check/verification.

How is my limit approved?

Your limit is assigned through Laybuy's instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!

Is there anything else I should know?

A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.

For more extensive FAQs relating to Laybuy please check our their FAQ section here.